Grad Program

BMW Group Graduate Program

The BMW Group Financial Services Graduate program is designed to encourage and facilitate the purchase or lease of a new or pre-owned BMW or MINI vehicle by offering a quick approval for individuals who are up to 2 years post graduate OR will graduate within 3 months from a minimum two (2) year program from an accredited college or university. Limited to one vehicle per graduate.

The customer will be approved with no down payment and no guarantor provided the following criteria are met:

  • Copy of degree/diploma or official transcript(s) or, in the case of a pending graduation a letter from the Registrar's office confirming that all curriculum has been met for graduation
  • Valid proof of full-time employment and sufficient income
  • Debt to income ratio does not exceed 40%
  • No derogatory credit history