Financing options for many needs and credit ratings

MINI Leasing

Get Pre-Approved

With MINI Winnipeg, getting vehicle financing is easy. Start the application process by getting pre-approved online

Available Financing Promotions

Big Savings on MINI Adventures!
Take up to $5,000 off any in-stock 2024 MINI Cooper S 3 Door or Cooper S Countryman models.
Offer ends on Jun 30.
Exclusive Rate: 6.99%
Available on Pre-Owned Inventory Years 2015-2023
Rates as low as 0.99%
Lease any new, in-stock 2024 MINI vehicle for 24 months at a low rate of just 0.99%
Manitoba EV Incentive
Up to $9,000* in savings

Types of Vehicle Loans

MINI Financial ServicesBank LoansBirchwood Credit
MINI Financial Services

MINI Financial Services

Financing a through MINI Financial Services is a great option if you put a lot of mileage on your vehicle, want to own your vehicle outright, or use your vehicle for commercial purposes.

With flexible terms of up to 84-months, MINI Winnipeg is able to customize your payment to be smaller with a longer term. Additionally, MINIs excellent finance rates will save you money over the long term.

We also offer attractive leasing options, if always driving a newer car is important to you.

Bank Loans

Bank Loans

Through its relationships with Canadian banks, Birchwood is able to offer automotive financing on new and pre-owned vehicles through bank loans. Bank loans are similar to manufacturer loans in that they can be put towards the purchase price of a vehicle and are available to approved borrowers with different terms such as payment schedule and term, but are usually applied to pre-owned vehicles. Bank loans usually have the benefit that they can be paid off early in-full at any time, and carry the advantage that once the loan is paid off, the vehicle is yours to keep, trade or sell.

Birchwood Credit

Birchwood Credit

Sometimes, challenges in life can make owning a vehicle difficult. If your credit has been impacted negatively by things such as unexpected expenses or divorce, it’s possible that vehicle ownership has been made difficult by rejection for credit on a conventional vehicle loan. In these scenarios, make sure to speak with Birchwood Credit. Unlike other automotive dealerships who will often sell your information to an outside loan provider in alternative credit situations, Birchwood provides credit itself, meaning you get credit from someone who’s credible. Birchwood Credit’s process is fast with an easy application and no obligation.

MINI Carfax Reports

Leasing a MINI

Effective Car Leasing Options from MINI Financial Services

Leasing is a great option for owning a new vehicle if you want lower monthly payments, like driving a newer car more often, and/or would like a short term commitment. MINI Financial Services provides flexible lease terms of between 24-60 months, as well as yearly kilometre allowances from 16,000km up to 24,000km.

Trade-In Your Vehicle with MINI Winnipeg

Trading in your current vehicle can significantly decrease the payments on your new or pre-owned vehicle from MINI Winnipeg. Get an instant trade-In valuation today!



Flexible Financing Options via Paybright

Keep your MINI in prime condition without the upfront costs. The MINI Winnipeg Service Department now offers a seamless service financing option through Paybright. Enjoy flexible payment plans, transparent terms, and no hidden fees, ensuring your MINI receives the necessary care while maintaining your budget. Opt for manageable monthly payments and ensure your MINI’s performance and safety are never compromised.

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